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At CreditLetter.ai, our mission is to make credit repair simple, fast, and accessible for everyone. We help you understand what's hurting your credit, generate professionally written dispute letters tailored to your case, and guide you through the process from start to finish — all in just a few clicks. Our goal is to empower you to reclaim your financial freedom with tools that are smart, secure, and built for real results.

Start Your Credit Dispute

Answer a few simple questions to generate your AI-powered dispute letter.

How Our Credit Generator Works

1
Upload or Answer Questions

Start by uploading your credit report or answering a few guided questions about your credit situation — no technical knowledge needed.

2
We Generate the Right Letters

Our system scans your data, identifies errors, collections, or inquiries, and selects the best legal dispute letter for each item automatically.

3
Preview, Pay & Download

You preview a locked version of the letter. Once you pay, you get instant access to your final PDF — ready to send or have us send it for you.